Public Service Electric and Gas Company (PSE&G)

PSE&G's RS-TOU 3P time-of-use rate, approved in its 2024 base rate case, is an opt-in whole-house rate with three pricing periods: on-peak on weekdays from 4 p.m. to 9 p.m., off-peak every night from midnight to 6 a.m., and mid-peak for everything else, with no on-peak hours on weekends or holidays. It replaces the older off-peak charging credit, which closed to new enrollment on January 13, 2026 and ended on October 1, 2026. The summer gap between on-peak and off-peak prices is wide, so EV owners who schedule charging for the overnight off-peak window gain the most; customers who switch during the rate's first 24 months are credited the difference if their first 12 months cost more than the standard rate would have.

PSE&G's residential make-ready credit covers up to $1,500 of behind-the-meter work for a qualifying ENERGY STAR Level 2 smart charger, plus up to $5,000 off the customer deposit if a utility-side service upgrade is required; PSE&G does not pay for the charger itself. The TOU rate stacks with the make-ready credit, and an enrolled smart charger can also earn FlexPower rewards for easing off during Flex Hours Events, which run from June 1 to October 31. Commercial customers on the GLP or LPL-S rates qualify for up to $7,500 per Level 2 charger (up to four per site), and public DC fast charging sites qualify for up to $25,000 per charger. Combined PSE&G and state or federal incentive funding cannot exceed 90% of total project cost; PSE&G trims its customer-side credit when a project goes over.

New Jersey is a deregulated supply state, meaning PSE&G delivers electricity but customers can choose a third-party supplier for the generation portion of their bill. PSE&G's published TOU prices include its default supply, so a customer with a third-party supplier pays PSE&G's time-of-use delivery charges plus whatever the supplier charges for generation. Separately, the NJ Board of Public Utilities runs the statewide Charge Up New Jersey in-home charger incentive, which PSE&G customers can stack with the PSE&G make-ready credit as long as they tell both programs and stay under the 90% combined-funding cap; check the current Charge Up New Jersey amount on its site before applying.