Florida homeowners can get help paying for a home charger from two utilities, and the two programs work in opposite ways. Duke Energy Florida reimburses up to $819 of the electrical work for a charger you buy and own. Florida Power & Light (FPL) skips the reimbursement and instead supplies the charger, the installation and the maintenance for $27 or $36 a month, on a 10-year agreement. There is no statewide home-charger rebate to add on top, and the federal 30C charger credit ended on June 30, 2026 (see what the 30C expiration means).
Which program you can use is mostly decided by your address. The two utilities serve different parts of the state, so most households do not get to choose between them. If you live in Duke's territory you can use the Charger Prep Credit and the Off-Peak Charging Credit. If you live in FPL's, the choice is between EVolution Home and a plain time-of-use rate. Check your utility on the Florida state guide or with the ZIP lookup, then read the section that applies.
Duke Energy Florida: pay for the wiring, keep the charger
Duke's Charger Prep Credit is a one-time credit of up to $819 per charger toward preparing the home for a Level 2 or faster charger. You can claim one credit per EV registered to the service address. Duke's page lists what counts: conduit, wiring and outlets that supply the charger, and panel upgrades and breaker installation. It does not cover the charger itself, mounting and commissioning the hardware, or permits and permit fees.
There are two ways to collect. In the customer option you hire your own electrician, then submit the paid invoice and receive a check; Duke also accepts work finished in the last four months. In the contractor option, Duke helps you pick an electrician and the credit appears as a discount on the contractor's final bill.
The paperwork is specific. Duke's application asks for a copy of the EV registration showing the vehicle at the Duke account address, an itemized paid invoice with materials and labor on separate lines and permit costs as their own line, and the approved final permit. A lump-sum invoice or a missing permit is the most likely way to lose the credit. Hire the electrician with those requirements in hand.
A second Duke program pays you for when you charge. The Off-Peak Charging Credit is a $7.50 monthly bill credit for a home with a Level 2 charger, for charging during off-peak hours: 10 a.m. to 6 p.m. and 11 p.m. to 5 a.m. on weekdays, and any time on weekends and holidays. It is a bill credit, not a rate: you stay on your regular residential rate. It is not available if you are on Duke's whole-house time-of-use rate (RST-1), so the credit and that rate are alternatives. Together the two programs are worth a one-time $819 at most plus $7.50 a month, which is real money against an electrician's bill but not a reason to install a charger by itself. Duke's program page and tariff do not spell out how the monthly credit applies to a household with two EVs, so ask Duke before counting on more than $7.50.
FPL: no rebate, a charger on a 10-year agreement
FPL does not offer a residential charger rebate. Its EVolution Home program supplies a Level 2 charger (40 amps, 9.6 kW, hardwired with a 25-foot cable), professional installation and ongoing maintenance, and you pay a monthly program charge:
- Full installation, $36 a month, for homes that need a new 240-volt circuit permitted and installed.
- Equipment-only, $27 a month, for homes that already have a charger or a previously permitted 240-volt circuit.
The energy is billed separately on your FPL bill, at about 7 cents per kWh off-peak and about 28 cents per kWh on-peak. That rate applies only to the electricity the EVolution charger delivers; the rest of your house stays on your normal residential rate. The charger is set to charge off-peak by default (weeknights, weekends and six holidays), and you can override that in the app and pay the higher on-peak price for that session. FPL says the per-kWh rate is adjusted at least once a year, and that the monthly charges were approved by the Florida Public Service Commission in 2025 and can change with its approval.
The part that decides whether this is a good deal is the term. EVolution Home is a 10-year agreement, not a month-to-month plan. Over the full term the charge adds up to $4,320 for full installation or $3,240 for equipment-only, before any energy costs. After the term, the charger becomes yours. If you leave early, you pay an early termination fee that starts at $1,851 (full installation) or $1,204 (equipment-only) and drops by about $15.43 or $10.03 for each month you have been enrolled, plus a $50 administrative fee, and you keep the charger. If you sell the house, the agreement can transfer to the buyer or to your next eligible home.
Eligibility is narrow. You need a residential FPL account in good standing, a single-family home or townhouse with an attached garage, a strong Wi-Fi signal where the charger will go, and you cannot be enrolled in solar net metering or a time-of-use rate. FPL notes that installation timelines may be longer because of enrollment volume.
Choosing: a short framework
Duke Energy Florida territory (utility page). If you are going to buy a charger anyway, take the Charger Prep Credit and do the install with the paperwork requirements above. Then pick one of two rate routes: stay on your standard rate and claim the $7.50 Off-Peak Credit, or move to the RST-1 time-of-use rate if your charging and the rest of the house can stay out of the weekday 6 p.m. to 9 p.m. peak (plus 5 a.m. to 10 a.m. from December through February); the discount period starts at midnight, which suits overnight charging. You cannot do both. For help comparing, see the best time to charge an EV at home.
FPL territory, long-term homeowner (utility page). EVolution Home removes the upfront cost and the hunt for an electrician, and the charger is yours at the end. The tradeoff is $27 or $36 every month for ten years for a charger you could buy outright, an on-peak energy price of about 28 cents per kWh if you charge outside the default off-peak hours, and the loss of other options: you cannot pair it with FPL's residential time-of-use rider (RTR-1) or net metering. If cash is tight now or the install is complicated (long wire run, panel work), the subscription smooths that out. If you have cash, a simple install and plan to be in the house a long time, buying your own charger is likely to cost less over the decade, but run your own numbers with the home charging cost calculator.
FPL territory, likely to move. Read the termination schedule before you enroll. The fee falls every month, but in the first years it can exceed the price of a charger you would simply have bought.
Anywhere else in Florida. Municipal utilities and co-ops set their own programs, and some have closed: JEA's off-peak and electric upgrade incentives stopped taking new enrollment on November 15, 2025. Check your utility's page, and see how to find state and utility incentives and utility EV charger rebates for what to look for.
What to check before you commit
Program amounts and terms in Florida are set through Public Service Commission filings and can change, so read the current terms on the utility's own page before you sign anything. For Duke, confirm the credit amount on the Charger Prep Credit page and keep the itemized invoice and permit. For FPL, read the full agreement and termination terms, not just the monthly price.
Last factually verified: November 1, 2026. Sources: FPL EVolution Home program page and terms summary (fpl.com); Duke Energy Charger Prep Credit page and customer application portal (duke-energy.com); Duke Energy Off-Peak Charging Credit page (duke-energy.com); Duke Energy Florida news release of March 18, 2025.
evcharginghelp.com is editorially independent and receives no compensation from any company mentioned.